Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY)

28 Oct 2024 15:43:52 pm

Tags : Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY)

Topic: Health

Why in the news?

The Union Cabinet, chaired by Prime Minister Narendra Modi, approved health coverage to all the senior citizens aged 70 and above irrespective of income under the flagship scheme, Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY).
This will benefit approximately 4.5 crore families, with six crore senior citizens, with ₹5 lakh free health insurance cover on a family basis.

Source: The Hindu

About Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY):

It was launched in September 2018.
Its objective is to offer secondary and tertiary care services to the vulnerable population in the society.
It was launched as a second component of the ‘Ayushman Bharat’ scheme.
It aims to offer medical coverage of Rs. 5 lakh per family per year for secondary and tertiary care hospitalization to poor and vulnerable families.
It covers over nearly 40% of the population targeted towards the poorest and the vulnerable.
Eligibility criteria:
- The scheme is targeted to cover 10.74 crore poor, deprived rural families and identified occupational category of urban worker’s families.
- The beneficiaries as identified by latest Socio-Economic Caste Census (SECC) data.
Benefits:
- It provides cashless access to health care services for the beneficiary at the point of service, i.e., the hospital.
- Under the scheme every eligible family will be given Rs 5 lakh Insurance coverage benefit per year.
- It offers Health Benefit Packages which covers surgery, medical and day care treatments, cost of medicines and diagnostics.